Opinions expressed on this site are the author's alone, not those of a third-party entity, and have not been reviewed, approved, or otherwise endorsed. Thankfully my old Partner on the Police Force went on to become an attorney, and on the passing of my wonderful wife, he called to pass on condolences. Further, each state has a statute of limitations. I recommend DCM Services+ LLC because of their professional demeanor. A good starting point for your negotiation is 50% of the total. DCM Services (DCMS)DCM Services LLC or Deceased Case ManagementServices is a debt collection agencywhich receives a lot of consumer complaints to our law firm for debt harassment. Confronting debt collectors about your own debt is challenging enough. Also, we provide other specialty accounts-receivable services. I just want the letters and phone calls to his relatives to stop. You must submit your Answer to the court within 1435 days after receiving the lawsuit, depending on which state you live in. Stopping the calls won't cancel the debt. "Finding yourself on the wrong side of the law unexpectedly is kinda scary. The firms main office is located at 43 Danbury Road, Wilton, Connecticut. Did you receive a letter referencing DCMS ServiceLink? In May 2017, a complainant whose father had passed away, leaving some consumer credit card debt and only a small estate, had contacted the credit card companies to arrange settlement terms. They also cite three reasons for focusing on the estates of deceased individuals: The ability to eliminate unnecessary contact with survivors of the deceased account holder; The ability to honor the intentions of the decedent who, while alive, set aside fundsto pay creditorswithout bother to survivors; and because claims against probated estatescan liquidate at rates substantially higher than non-probated estates and can represent a significant share of recoveries., Who are we? DCM Services, LLC Business Profile DCM Services, LLC Collections Agencies Contact Information 1550 American Blvd E Ste 200 Bloomington, MN 55425-1116 Visit Website (612) 243-8620 Want a. Do I Need a Debt Collection Defense Attorney? You have the right to be free from harassment or abuse. You can sue a debt collector. When this happens, your credit score may suffer. I am so confused. Please do not fall for their lies and deception. A place to ask simple legal questions, and to have legal concepts explained. House is paid off and within 6 weeks of her passing I get this letter not telling me who they are and wants me to call them. Also, we provide other specialty accounts-receivable services. In September, I received a letter from a debt collector, DCM Services, in Minneapolis, Minnesota asking for the name of the person designated with the authority to pay her outstanding bills. Please let me know if you got them to release then lien, and if so, HOW. Confidentiality Guarantee: We keep your information completely confidential and will not send you spam or sell your information. Credit repair specialists will take a look at your entire credit report, analyzing it for inaccuracies and pinpointing its biggest issues. Do not be intimidated by the size of the company or the confidence the DCM agents have when they contact you. its funny they didnt want anything to do with attorneys, My wife of 51 years and 5 days passed away in August 2020 the result of a very intense form of cancer. Are you the executor of the estate? He has been repeatedly recognized as the most active consumer attorney in the country. I wrote back saying that my wife died without a will; that there is no estate in her name; and that there is no one designated with the authority to pay any of her outstanding bills. They said if I didnt reply they would close the account in thirty days. Effective strategies for how to get back on track after a debt lawsuit, New Hampshire Statute of Limitations on Debt, Sample Cease and Desist Letter Against Debt Collectors, The Ultimate Guide to Responding to a Debt Collection Lawsuit in Utah, West Virginia Statute of Limitations on Debt, What debt collectors cannot do FDCPA explained, Defending Yourself in Court Against Debt Collector, Youre Drowning in Debt Heres How to Swim, How to Answer Summons for Debt Collection in Vermont, North Dakota Statute of Limitations on Debt, Summoned to Court for Medical Bills? This is wrong they need to stop. Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. Buzzfile estimates DCM Services annual revenue at $25.9 million with a staff of 180 employees at its headquarters. The plaintiff in the case, the mans wife, says she received several debt collection letters from the defendant indicating that she may have liability for her late husbands medical expenses. 7 calle 1, Suite 204 The BBB has closed 15 complaints against DCM Services in the past three years, with 4 closed in the past twelve months. Contacting an attorney BEFORE this could possibly happen would be a smart move. As such, DCM Services collectors are not allowed to use profanity, to call you repeatedly or at inappropriate hours, or to threaten you in any way. My attorney has advised me that I could indeed talk to you, however not to agree to anything you suggest. This causes an almost immediate hang up, I believe the important thing in that statement is the My Attorney., Do i need to pay the balance or make payments for my deceased debts. Unsecured debt ends with the passing of the person. I actually spoke to American Express who informed me that since I was not a co-signer to her account that I was no responsible for the debt. In rhe beggining I was offered an equity check but I would like to keep the estate as I am her only child. Whether you found this article a little too late or you submitted a debt validation letter and the agency responded by providing you with proof of the debt, your next best bet is to arrange a pay-for-delete agreement. I received a letter concerning my mothers estate. Also in January 2016, a complainant whose mother had passed away a year and a half earlier without leaving any unpaid bills received calls from a woman at DCM who sounded inebriated asking for information concerning [her] deceased mothers estate. In November 2015, a complainant received a letter requesting information about the estate of her deceased daughter, who was still alive. Is there a way to find out who engaged DCM Services to try and collect? My guess is that they did not waste the time or breath. Thank you. Please enter a valid phone number. In other cases, organizations hire them to handle the collections process for a fee. He asked for a bill, of course. I acted like such a dick to him and there's no justification for it. Sergei Lemberg, Esq., is the Connecticut attorney responsible for this advertisement. He has no assets. Well guide you through the process. Unlawful Debt Harassment? Call Today +971 2 4440458 Al-Muror Road, Behind Al-Mushrif Mall, Abu dhabi What Happens If a Defendant Does Not Pay a Judgment? What is a default judgment? What do I do? She was covered by Part D, private supplemental insurance and Hospice so she did not pay for her medications. I just found a letter mailed to my father's address from DCM Services which I gather is a debt collection agency but I know for a fact my father had no outstanding debts to pay. Since September 2015, the Consumer Financial Protection Bureau (CFPB) has logged 7 complaints against DCM for attempts to collect debts not owed and improper sharing of information. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Learn the Law & Sue the Collector. Where do these people get info of person being deceased no death certificate ever filed because he is not deceased. You have the right to maintain your financial privacy. Miguel Medina Sorry, not the appropriate response for your help. His eatate was only created for the life insurance checkany and all other was taken care of from our joint checking before the estate account was even opened. @ lovelyrita04 Now I'm not sure if we're liable to pay it but since the amount is low and I was intending to pay it anyways I probably will. DCM Services may not divulge your debt to anyone except you and, in some cases, your lawyer. Federal government websites often end in .gov or .mil. If you are convincing, you may even get the debt reduced by 50%. She has no estate established & she don't have anything of value left behind. The balance on Wells Fargo is about $5,400.00. In fact, many consumers have reported DCM Services for violations of the FDCPA, and others have submitted online complaints to fight back. Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. DE 1 ("Complaint"). The agency might be willing to accept less than the amount owed to settle the account. Landmark Supreme Court Decision Made in Lemberg Laws Facebook Robocalling Suit, Lemberg Law Wins Class Certification in Robocall Case, I have a 2022 Santa Cruz recently I tried to pass a slower vehicle when I put the pedal down the rpms hi 6000& the truck didn't make any kind, 2019 Toyota Camry SE torque converter shuddering at 40mph. DCM Services collects debts for auto lenders, financial services, and healthcare organizations. Letter to Barbara Sinsley, Esq. I also told them she had no estate. Federal Trade Commission | Protecting America's Consumers Contacting us does not create an attorney-client relationship. I will not respond to any letters they send to give them a chance to get a phone # to call & harass our family. Miguel Medina DCM Services, LLC is located at 1550 American Blvd E Suite 200 in Bloomington, Minnesota 55425. If you have been contacted by DCM Services, make sure you know your rights before responding. DCM has received complaints from consumers alleging violations of the Fair Debt Collections Practices Act (FDCPA) such as failing to verify debts and harassment. Misled by a collector? Debts don't die with the deceased, get that out of your head. The FDCPA law stipulates that the consumer should send the Debt Validation Letter within 30 days of being contacted by a debt collector. The guide below will teach you more about how collections agencies work and provide you with clear instructions to get a collections account deleted from your credit report. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. Well, it's been 3 months since the settlement payment was made and accepted and DCM still hasn't released the judgement lien. 2023 DCM Services, LLC. One of our staff members will call you shortly. BBB Business Profiles generally cover a three-year reporting period. SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. The attorneys were very kind and always available when I needed them., Thank you for standing with me Lemberg Law. We cannot afford to get an attorney, so I went online with my questions and that is how I discovered your website. BBB reports on known marketplace practices. Collections also result in frequent phone calls and letters, which can impact your daily life negatively. Thanks! You still might be sued or have debt. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). I'm just hoping that I'm not screwing something up by ignoring this letter. They may not mislead you about who they are. Find out if we can help you too today! SoloSuit is not an attorney or a law firm. FYIIf you live in a community property state, such as California, spouses may be liable for outstanding debt even if it is not in your name. Three-Year reporting period a debt collector Services annual revenue at $ 25.9 million with a staff of 180 employees its... Have anything of value left Behind, your credit score may suffer they. Mall, Abu dhabi What happens if a Defendant Does not Pay for her medications in November 2015, complainant. Because he is not deceased he has been repeatedly recognized as the most consumer... At $ 25.9 million with a staff of 180 employees at its headquarters Answer. Court within 1435 days after receiving the lawsuit, depending on which state you live.. Have been contacted by DCM Services to try and collect you got them to handle the collections process a... Time or breath in rhe beggining I was offered an equity check but I would to! 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